Waking up to property damage is a terrible way to start your morning. If you've just discovered that someone damaged your garage door by driving into it, you may be feeling angry and uncertain about your next steps. Here are three steps you should take if this happens to you:
1. Find the culprit.
If at all possible, find out who damaged your garage. If you're lucky, the person who hit your garage will have left a note with contact information, but it's possible that the person did a hit-and-run. If you have security cameras, you should review the footage to see if you can find the perpetrator's license plate. If that's not an option, you can ask your neighbors to find out if anyone witnessed the accident.
2. Contact your insurance company.
If you can find the person responsible for the accident, then their auto insurance provider will cover the cost of your garage door repairs. However, if you can't find the culprit, you'll have to deal with the cost yourself. This is why it's important to have homeowner's insurance. If you can't find the person responsible for the collision, your homeowner's insurance should cover at least part of the cost of having your garage door repaired. Make sure to take photos as soon as you notice the damage so you can submit proof to your insurance company.
3. Contact a garage door repair service.
Next, you'll want to get your garage door repaired as quickly as possible. Many people store personal belongings in their garages, and leaving your garage open can be an invitation for thieves. When you call a garage door repair service, they most likely will be able to give you an estimate over the phone. Depending on the extent of the damage, they may want to come inspect your garage door to give you a better estimate regarding price and time frame.
If your garage door was only partially damaged by the collision, the repairman may be able to replace only the affected panels of your garage door. If the damage was more extensive, affecting the motor or the garage door tracks themselves, the repair may take longer, as your repairman would have to remove the garage door to do the necessary work.
Dealing with a garage door collision can be stressful, but with the help of professionals, you can get it straightened out in no time. These steps will allow you to repair your garage door at minimal personal cost.